Millionaires Horizon

A Sphere for Future Millionaires

The Employee Millionaire

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My parent used to always tell me: “Saving your Money is the Wisest Investment”.


Hi Reader,

I am confident that your folks would have preached you about the importance of saving money.

Our parents’ advice is sound, but it can never lead to wealth if the saved money is never put to hard work by having it invested in Income-Producing Assets that generate unearned income and build wealth.

You will agree with me that it will take seemingly forever to double your money when saved in the bank at low-interest rates. But it can take fewer years when the money is properly invested at double-digit returns.

Investments can result in high double-digit Return of Investment (ROI) if properly invested in income-producing assets and with the use of leverage, good debt.

Did you read the multi-award-winning book – The Employee Millionaire?

The Employee Millionaire: How to Use Your Day Job to Become a Millionaire with Rental Properties.

You may watch the YouTube Video here!


When the financial crisis erupted in 2008, thousands of people lost jobs they thought they’d always have to sustain their standard of living. But for H. J. Chammas, it was a wake-up call to escape struggling to make ends meet. It was time to take charge of his life and stop acting like a lab rat following a set program.

In this detailed guidebook to buying, owning, and managing rental properties, he gives readers a plan that you won’t find in other books. Instead of promoting foolish risks, he helps you leverage your position as an employee to achieve financial freedom. Learn how to:

• evaluate the current state of your finances;
• overcome limiting beliefs about money and investing;
• set personal objectives to achieve financial freedom; and
• think and operate like a seasoned real estate investor.

Chammas shares real-life examples that will help you build a personalized investment blueprint to build your rental property portfolio and become wealthy.

From identifying and closing deals, getting approved for loans, renting out properties, dealing with tenants, and capitalizing on opportunities, this book will challenge how you’ve always looked at life, finances, investments, and real estate.

Millionaires Horizon as we all know is a sphere for future millionaires, thus, we recommend this book to you. Buy and read it out here.

Check out my blog for free tips and information about turning your financial life to being financially free.

Talk to you soon,